# Skatteguru

> Skatteguru automates Swedish capital gains tax reporting (K4-blanketten).
> Upload broker transaction exports (CSV, Excel, PDF) from Avanza, Nordnet, E*TRADE and others, and we calculate realized gains/losses in SEK and generate a ready-to-submit SRU file for Skatteverket.

## Core Capabilities
- Parse and combine transactions from multiple brokers into one K4 declaration
- Automatic currency conversion using official daily Riksbanken exchange rates
- Calculate realized capital gains and losses according to Swedish tax rules for K4
- Generate `BLANKETTER.SRU` ready for import into Skatteverket's e-service
- Provide an instant K4 preview before purchase
- Store trade history and multi-year dashboard data

## Supported Brokers and File Formats
- Avanza (CSV export)
- Nordnet (CSV or Excel export)
- E*TRADE (PDF trade confirmations, RSUs, stock options)
- Generic CSV files from other brokers

## Pricing (one-time seasonal passes, incl. VAT)
- Free: Preview K4 calculation (limited volume)
- Premium: 295 kr (full SRU download)
- Platinum: 595 kr (higher limits)
- Elite: 3 950 kr (highest limits and personal support)

## Privacy and Security
- Processing occurs on EU-based infrastructure
- Files are encrypted in transit and at rest
- OAuth access is user-scoped
- Data is not used to train AI models

## Accuracy and Legal Notes
- Tax responsibility remains with the user; Skatteguru is not a tax advisor
- Always review generated outputs

## Key Resources
- Pricing and plans: https://skatteguru.se/pricing
- Documentation index: https://skatteguru.se/docs
- Help Center: https://skatteguru.se/help-center
- News: https://www.skatteguru.se/news

Last updated: April 2026